For Sale By Owner Details


How to Buy a Nice New Home without Bank Qualifying or a Large Down


Stop wasting your money on rent… or living in a house which doesn’t meet your needs. Discover how to move into a better home now!




Here Is a List Of The Benefits You Can Enjoy By Working With Us:


Some people are tenants by choice. But most people would prefer to enjoy all the benefits of owning a home if at all possible. It can be the single most important investment you ever make. A lot of people’s personal wealth is made up mostly from equity they’ve built through years of responsible home ownership.

We believe that buying a home should be at the top of your goal list. And, we have a number of homes for sale right now with flexible owner financing. Our unique approach to selling houses can help you achieve the reward of owning your own home faster and easier than going the traditional route.


You can move fast!


When you buy a home from us you can move in quickly and easily. Most of our properties are available immediately. You can get into one of our homes in just a few days with our flexible owner terms or set a date further out.

Compare that to buying an owner-occupied home through an agent. How frustrating! First, you have to qualify for a loan which could take 3 to 8 weeks. We require no bank financing. Then you have to coordinate your move subject to the schedule of the seller. Look out if the seller wants everything contingent on them getting into their new home. Their deal can fall through at the last minute stopping you or delaying you from moving in. That can become a nightmare if you’ve already lined up a moving van, or given notice to your landlord, or sold your previous home.


You can avoid bank hassles!


Banks and mortgage lenders are picky. They prefer to do only the easiest and safest loans. Trying to please them and jumping through all their hoops can drive you nuts. It is especially difficult when your credit is less than perfect or your debts seem too high to the lender. Or maybe you’re self-employed or new to the area.

Our owner financing programs make buying easy. You enjoy the peace of mind of having a solid move-in date. There are no last-minute lender requirements to stop us from closing or moving you in. Depending on what you want and need, we can even make you a loan to buy or rent the home to you until closing. Start enjoying your new home even if you are still raising more money to put down.

If we decide the best option is to rent to you until we close, you’ll have some breathing room and no pressure. We can then work with you to get a favorable bank loan or help you build up the down payment required to close with easy owner financing.


Own your own home… Now!


Don’t be forced to throw your money away on rent just because you need time to get a bank loan. Each month you get nothing but receipts…with no equity build up… no tax benefits… no appreciation… and no pride of home ownership.

Are you tired of maintaining and fixing up a house you don’t own? Do you want more privacy in a bigger or better house?

Even if you don’t have perfect credit… or a large down payment… or if you’re self-employed, there are loans available for you. Whatever your current situation, there’s probably a home loan that is just right for you. And we’ll “walk across hot coals” to get you in one of our nice houses, even if it means financing you ourselves.

Work directly with a creative and flexible seller!


Start enjoying all the benefits of owning your own home. Have lenders and brokers told you that you can’t qualify?


We’re a local real estate investment company specializing in helping families buy a home without the normal hassles of going through the bank qualifying process. We have nice homes in all sizes, locations and prices. As the owner, we can offer several unique programs that can help you buy a home, even if you don’t have the proper financial picture or credit history to please a bank.

Our lending criteria are vastly different from a bank. We’ll take into account the circumstances that may have damaged your credit in the past. We’ll fairly evaluate your present employment situation and current debts. In most cases, we can find a method of financing you, getting you into one of our houses.


Trade repairs for equity or down payment!


Would you enjoy working on your own home, doing repairs or remodeling? Do you have time, skills or materials already? Would you prefer to decorate a home to your own tastes, not ours? From time to time we buy several homes that were once beautiful and valuable. Now…, these homes are run down and don’t look like much. But with a bit of work, some love and care, and some talent, these houses could be beautiful homes once again. These “fixer-upper” properties offer a great opportunity for you to trade work on a house for equity. Part or all of your down payment could come from work that you do to your home. The homes offered in this manner go quickly, so let us know if you’d consider a home that needs work.


Buy with no money!


If you’re in a position to qualify for a new mortgage, we may be able to help finance your down payment and closing costs. If you can qualify for 100% financing now, we may be willing pay your closing costs. You could get in with no money down.

Some of our buyers can qualify for 95% to 97% bank financing. In those cases, we might recommend one of several home buying grant programs available without qualifying. These grant programs can gift the 3%-5% down payment you need to close.


Get a new home with a small down payment!


There are a lot of creative things we can do even if your credit is less than perfect… or you lack local employment history…or your income is hard to prove… or you have another house for sale… or you’re stuck in a lease… or you’ve had a bankruptcy or foreclosure… or you have outstanding collections.

And when you don’t have enough money down to close with seller financing, we have several other programs to give you immediate ownership benefits. Our Lease with Option To Purchase or Rent To Own program can get you into the home of your choice with a small down payment.

This program offers a creative way of helping you build equity and enjoy market appreciation. We’ll then work with you to get you closed as quickly as possible with the best mortgage and terms. In the meantime, you can be enjoying your new home, sprucing it up how you want. Since you’re in the process of buying the home, we have no concerns about smoking or pets.

Then show off your new home and experience a new sense of pride. You’ll have the time needed to qualify for traditional financing, establish your income, clean up your credit, build up your down payment or pay off debts.


No reason to wait!


Many tenants are willing to live somewhere that does not reflect their preferred lifestyle because it’s Temporary. Don’t put up with noisy, unkempt, and sometimes frightening neighbors. Or inefficient heating systems or poor maintenance. Or undesirable schools. Or rising crime rates. Or what about the landlord who shows up with little or no notice… even enters your home without your knowledge?

When you’re in a home of your own, you have more freedom and peace of mind. You deserve to live better. Let us help you improve your lifestyle now!

Stop living in a house that is too big or too small. Stop putting up with uncooperative landlords. Stop getting by in a house that’s too hard to maintain. And stop spending your hard-earned money on rent when all you have at the end of the year is a pile of receipts.


Quickly qualify for the best permanent mortgage!


The credit reporting services most lenders rely on can be unfair. Rarely does your credit report reflect your true ability to borrow money and keep your agreements. The Fair Credit Reporting Act gives you certain rights and the ability to reestablish damaged credit. We work with several top-notch companies who specialize in helping you raise your credit rating.

If your credit history needs improving, it may take 3 to 12 months to get you qualified for a very favorable mortgage through a bank or mortgage lender. The good news is that we may be able to get you into a nice home now while one of these companies can be handling your case. Our owner financing programs are designed to give you the time you need.

Another way we can help is to refer you to a professional mortgage broker who’ll examine your current income, credit and debts. Then they can tell you what’s available now or in the future. They’ll give you suggestions and a plan putting you in the best position to get approved. No longer will getting a new loan be a mystery. Having time and a plan to work on your financial situation can save you tens of thousands of dollars in the long run.


Is owning within your grasp?


It’s The American Dream. Some people will never achieve it. But most people do not have the opportunity you have right now. Let us help you buy a nice home sooner than you expect. Tell Us About Your Dream Home! Let’s see if we have an attractive home now that fits your budget and lifestyle. A home you can move into quickly and easily, with or without bank qualifying. with or without a down payment.

If one of the homes in our Inventory of Homes doesn’t get you excited, then we’ll keep looking, notifying you of our new properties as they become available.


There Are Three Easy Steps To Find Out If We Have a Home For You:


  1. Go to our online Inventory of Homes.
  2. Visit the home that you are most interested in. After all, it doesn’t matter what your financing options are if you don’t like the house… Right?
  3. Complete our Quick and Easy Online Application. Then set back and let us show you how to overcome any home buying challenges you’re facing.


There’s no cost or obligation. We don’t charge a fee to get you into one of our homes or to help you explore your options.


If you’re spending your money on rent now, or if you would like to buy a better home, let us help you. We select several of our properties each month to sell for cash, or with a new loan, or with flexible owner financing. You may be able to get into a new home without bank qualifying, without a substantial down payment and (in some cases) with no money down.

So check out the homes online at our Inventory of Homes.

If you don’t see a house that you like or if all of our homes are currently sold… then the best thing for you to do is complete our Tell Us About Your Dream Home form to share with us all about the perfect home you are looking for.


Join Our Preferred Buyers Program Silver Members


Don’t procrastinate because beautiful homes like these, which you can buy with owner financing, are rare indeed. Most of our homes are usually sold before we advertise them. If you’re serious about buying now, your best option is to start now. It costs nothing and there’s no obligation. The choice is yours and yours alone.

Remember… We keep a list of serious folks who are looking for a home on file at all times. They are members of our Preferred Buyers Program PLATINUM Members.

We notify these folks of new properties available first. They get a shot at them before anyone else even knows about them. Sometimes we do not even have a chance to advertise our homes, not even on our web site. So, even if you don’t like one of our current homes or if there aren’t any available now, make sure you sign up for our Preferred Buyers Program PLATINUM Members access or simply by completing our Tell Us About Your Dream Home form to help us get started on helping you find the home of your dreams. It costs nothing to explore your options.


Now you’re ready to Get Started!


Let our Buyer Specialist begin the process of helping you Own Your Very Own Home…Take action now and simply become a member of our Preferred Buyers Program PLATINUM Members. Signing up is simple and it’s FREE.

Fill out some basic information about yourself and the house that we have which you are interested in, by using this easy application form so that we can speed up your home buying process. This will automatically register you as a member of our Preferred Buyers Program PLATINUM Members.

Thank you and we look forward to making your home buying experience an easy, exciting and memorable one.


In The Spirit of Service!


P.S.- ” A journey of a thousand miles begins with a single step.” It is your turn to make the decision to take that first step. We will support you all the way and show you and teach you what you need to know and do in order for you to successfully own your own home as fast and easy as is humanly possible.

Take that step and simply view our homes at Inventory of Homes. Find a house that you really like and that you are interested in then go ahead and complete the Owner Financing or Lease Option Application online.